Ten Reasons to speak to us for Independent Mortgage Advice

The mortgage market has evolved over the last couple of years and it’s now more important than ever to get quality, independent advice when applying for a new mortgage or reviewing your existing arrangements.

We’ve put together a list of the top ten reasons to seek advice from us on your mortgage needs, they are the reasons our many clients recommend us and come back to us time and time again.

Free upfront advice. Our initial consultations are free of charge and allow us to assess your individual requirements.

It doesn’t matter where you buy, we can help you. We have clients all over the country and abroad.

Out of hours, appointments are available as well as during office hours. We understand that you will want advice delivered in a timely manner. Our team is usually free to schedule a meeting within a few days, especially as we can fit you in out of hours if necessary.

We can explain the house buying process to you. Don’t you find that everyone just assumes you know how to buy a house. Whether it is your first time or not? we don’ make any assumptions and will guide you through the whole process. We will also make sure you are aware of all the costs involved so that there are no hidden surprises.

We’ll find the lender best suited to your needs. Think of it as a match making service for mortgages. Each mortgage lender will lend different amounts and it can vary by as much as £100,000. We can tell you which lender is best suited to your needs, whether it’s based on the best interest rate or who is willing to lend the amount of money you want to borrow.

We have access to the whole of the mortgage market. When you speak to a bank or building society, they can only tell you about their own rates. When dealing with mortgage advisers you should check if they are whole of the market advisers – many imply that they are but are tied to a network or a panel of lenders. You can check this by asking for their IDD (Initial Disclosure Document), terms of business and key facts.

We are proud to say we offer you the highest level of advice available under the Financial Conduct Authority as ‘Whole of Market ‘ advisers.

Under the MMR (Mortgage Market review) are you finding , childcare costs, school fee’s or pension payments are reducing your borrowing potential ? We may have the solution!

Exclusive interest rates from lenders to save you money. Due to the large volume of business written and our independent status, we are offered special rates which you will not be able to find on the internet of from the bank or building society directly.

In most instances we can reduce the cost of your life and protection insurance by on average 35% compared to tied advisers or the banks and building society’s (who are limited to one life insurance provider).

Our clients benefit from a highly personalised service. This includes taking as much of the stress of buying a house as possible, including doing all the chasing to check the progress of your mortgage application and making sure the funds are in place on the day required.


Finding the right interest rate and best mortgage to suit your personal circumstances and then getting your application approved can be a challenge, it’s so important to get it right. We will tell you if we think you already have the best interest rate or we think we can help.

In many instances we save people thousands of pounds over the years.

We specialise in independent mortgage advice. We are directly authorised with the Financial Conduct Authority (FCA). Our advisers have access to some of the most competitive deals on the market.

Call us for free advice rather than potentially throwing your hard earned money away.


My Mortgage Brokers is regulated by the Financial Conduct Authority. Reference number 814758 for the life insurance, general insurance and mortgages.

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